If you're planning to travel, travel insurance is an important consideration. For most, overseas travel is a rewarding experience. No one plans for things to go wrong, but unfortunately sometimes they do. Travel insurance protection is vital a great way to be prepared for such problems.
In most cases holidays run smoothly, but there are risks that come with travelling abroad that make travel insurance a worthwhile investment. For example, the cost of changing or cancelling hotel accommodation and flights if you lose your passport, or the cost of medical treatment should you become ill can be very expensive, and are avoidable costs with travel insurance. You can't really afford to head off without travel insurance. Follow our guide to choose the right travel insurance for you:
Follow our guide to choose the right travel insurance for you:

Key Advantages

Customised Coverage
To know more about the plans available click here

Convenient for you

• We give you the maximum coverage with minimal paperwork.
• Planning a long trip? - With our plan, wider durations can be covered - upto 182 days, which is extendable upto 365 days.
• Automated extensions of policy in case certain eventualities.
• 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.

Coverage for Sportspersons

• This policy provides coverage for sportspersons subject to certain conditions.

Policy Coverage
Insurance plan covers you for:

Medical Expenses
The plan will pay for in-patient and out-patient hospitalisation. It also provides a daily allowance if hospitalisation exceeds 2 days. This policy also covers the travel cost of an immediate family member incase of hospitalisation of more than 7 days. It also covers dental expenses for acute anaesthetic dental treatment caused by injury. We compensate you for emergency evacuation to India and cover the cost of repatriation of mortal remains.

Personal Accident
In case of an accident, we will provide compensation for death or permanent disability.

Accidental Death and Dismemberment-Common Carrier
The policy also provides compensation for death or permanent disability due to an accident on any flight, ship or other common carrier.

Personal Possession Contingencies
We not only take care of your health needs but also of your personal possessions. This policy provides coverage against loss of passport by reimbursing the cost of obtaining a fresh or duplicate passport. If your checked baggage is delayed more than 12 hours then the insurance company will reimburse you with essential expenses. Incase of total loss of baggage by the common carrier, we provide compensation for the same.

Time Based Contingencies
We will reimburse towards additional expenses incurred if trip is delayed. Incase of the trip being cancelled or interrupted, compensation for any non-refundable payments or additional expenses incurred will be paid. If you miss a flight connection due to a delay of more than 3 hours, then additional expenses incurred by you will be reimbursed.

Other Contingencies

• What's more we cover you against liability to a third person caused involuntarily by you or your family.
• You will never be stranded in a foreign country without money since we provide you with emergency cash incase you lose your travel funds due to theft.
• In the unfortunate event of a hijack we will pay you a special distress allowance.
• We also provide you cover against the loss of your possessions if there is a home burglary while you are abroad.

Exclusions
To ensure that you do not face any misunderstandings when you make a claim, we would like you to know some of the major exclusions under the Policy. The claim will not be valid if the insured is:

• Travelling against the advice of a physician
• Receiving or are on a waiting list for specified medical treatment
• Travelling for the purpose of availing treatment
• Has received a terminal prognosis for a medical condition

Eligibility
Those eligible for this plan are:

• People above the age of 3 months
• People who are travelling abroad.